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Buying a home is a major step in anyone’s life. You should prepare yourself by making a few preliminary decisions to determining what you want and can afford. Following the steps below can make your life much easier.
While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. Also you’ll avoid being disappointed when going after homes that are out of your price range. For pre-approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender.